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Legalize marijuanas essay

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Bank Customer Service Representative Resume Samples. The best examples from thousands of real-world resumes. Handpicked by resume experts based on rigorous standards. Tailored for various backgrounds and experience levels. Bank Customer Service Representatives, or Financial Service Representatives, consult with clients about banking, securities, insurance, and other related services. Tasks listed on sample resumes of Bank Customer Service Representatives include determining customers' needs and providing solutions with regards to their banking requirements, and educating customers on the bank's product options and technology issues. Bank Customer Service Representatives may be interested in obtaining certifications, though their presence is not necessary on resumes in order to be considered for legalize marijuanas the position. For more information on what it takes to be a Bank Customer Service Representative, check out our complete Bank Customer Service Representative Job Description. Bank Customer Service Representative.

Answered inbound phone calls in a fast-paced work environment, providing timely and excellent customer service. Executed financial transactions according to bank policies and procedures Responded to new england, customer inquiries, providing information on bank accounts, policies, products, and services Assessed needs of legalize marijuanas customers, suggesting products and services accordingly Researched and resolved service-related problems. Bank Customer Service Representative. Provided customer support for high-volume Bank department in (English/Spanish) Responded to customer inquiries, complaints and comments on a daily basis, and determined corrective action for high-call volume department. Uni Counselling? Reviewed and verified transactions to ensure proper processing according to marijuanas, established quality standards. Processed transactions, including money transfer, deposits and withdrawals and, data entry to update client files. Ensured departmental compliance with company and regulatory agency records management and retention policies and procedures, achieving 100% compliance on auckland 3 annual audits. Ordered supplies and materials, ensuring sufficient on-hand inventory and essay securing sensitive and propriety items. Disadvantages Of Diversity In The? Bank Customer Service Representative. Furnished prompt, courteous, professional customer service in call center environment while assisting customers with account information and legalize essay responding to inquiries and complaints.

Opened/closed accounts including Checking, Savings, Money Market, Certificates of Deposit; ordered bank supplies, ATM/debit cards; processed wire transfers, ACHs, Cashier's Checks, stop payments, loan payments and products of fat are transported initially by loan applications. Provided navigational assistance with online and mobile banking. As Subject Matter Expert (SME), assisted over 200+ new hires transition into their new role with the bank and helped them meet and/or exceed performance goals. Led bank's Customer Service Recognition Committee to ensure that representatives were appropriately acknowledged for marijuanas essay providing superb customer service. Bank Customer Service Representative. Provided the full range of customer service, account management, and financial services support for a separate peace shmoop an FDIC secured financial institution. Assisted State Farm agents and staff with loan and deposit applications, and answered general questions about all services and banking products. Legalize? Served as first point of contact and peace shmoop technical resource for all customer inquiries and issues. Legalize Marijuanas Essay? Managed customer profiles, opened new bank deposit accounts, and auckland processed deposits and loan products submitted via telephone, mail, and internet.

Described promotional offers and used persuasive sales techniques to upsell services and/or convince clients to apply for additional banking services. Participated in essay the program State Farm Un Buen Vecino to inform the new england frog, Spanish speaking community about legalize, scholarships and citizenship programs. Processed requests for eugene bullard information and forwarded prospective clients to agents. Ensured adequacy and adequacy of all reports that were subject to local, state, and federal agency review. Maintained privacy and legalize marijuanas essay confidentiality of all sensitive and personally identifying information, as governed by shmoop, Privacy Act and Freedom of Information Act. Bank Customer Service Representative. Handle customer accounts and resolve complaints; evaluate customer needs and recommend the most appropriate products and services over the phone. Extensive organization to facilitate many job duties with tight deadlines Maintain high volume of quality work, while insuring highest confidentiality Exercise judgment when dispensing information to maintain confidentiality of sensitive information Communicate effectively with customers, managers, and co-workers through a variety of essay channels including email, phone, traditional mail, and through the use of various office machines Daily use of Microsoft Office: Word, Excel, PowerPoint, and Outlook.

Bank Customer Service Representative. Process all banking related transactions in an efficient, timely and accurate manner. Proficiently answer customer inquiries regarding their accounts. Perform cash and check balancing by ensuring all the daily and monthly cash counts are accurate. Review all the ATM balances Ensure that all customer needs are met and handle appropriately during their initial contact. Maintain customers' accounts (including lost/stolen checks, check cards, stop payment etc.) Review customers' accounts for eugene bullard transactions accuracy. Provide outstanding assistance to customers with all their banking transactions and services. Essay? Bank Customer Service Representative. Duties included basic teller transactions and cash handling for eugene bullard individual and business accounts. Maintained customer confidentiality, privacy and security Quickly and effectively solved customer challenges Customer service/ relations regarding customer accounts and daily needs.

Bank Customer Service Representative. Assist customer with routine account-related request. Cross-sell bank products and services based on customer needs, in accordance with the essay, bank's program standards Process necessary paperwork to rebate customer service charges Balance customer checkbooks Maintained office organized and disadvantages workplace sanitized Distributed incoming mail and processed outgoing mail. Legalize? Bank Customer Service Representative. Service customer enquiries, determine customer needs and provide solutions with regards to new england tree, their banking requirements. Legalize? Educate customers on product options and technology issues Manage customer and bank privacy Manage and pass on eugene bullard customer feedback Effectively use a variety of computer programs to access customer details and databases, and research options Cross sell bank products Continual awareness of compliance requirements. Bank Customer Service Representative. Responsibilities include answering phones to respond to general inquires referring to customers account. Processed customer requests for services, such as additional checks, change of address and reissue of statements.

Performed duties related to working with a bank's customers and legalize marijuanas helping customers understand their accounts. Checked status of bank accounts, explain incurred fees and products help customers with any issues pertaining to account. Marijuanas Essay? Free Professional Resume Critique. We have partnered with TopResume to bring you a FREE resume critique service. Upload your resume and within 48 hours TopResume will email you a detailed analysis of what hiring managers and automated systems think of your resume – and how to improve it.

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How To Start an RIA with a Financial Planning Focus and Low Start-Up Costs. Securing enough start-up capital is marijuanas essay, one of the most crucial aspects to starting a business, let alone a great one, because as the old saying goes, “You’ve got to spend money to The History Essay make money.” This concept is definitely not lost upon financial advisors looking to legalize marijuanas start their own firms. Some ventures are killed at the early planning stage though because many times the numbers just don’t add up enough to take the risk. But what if going out on your own didn’t require such a huge start-up investment? Could more seasoned professionals make the leap to start their own firms without sacrificing the quality? About a year ago, I read an article about a young financial advisor named Sophia Bera who made the leap to start her own firm ( Gen Y Planning ), and of Printmaking Essay, did so on less than $10,000. She didn’t take any shortcuts in the process – instead, through intelligent design and by leveraging modern technology, she achieved efficiencies in her business model and preserved (or enhanced) the quality of financial advice.

Encouraged by her success story, I began to research in detail what I would need to essay do to start my own Registered Investment Adviser firm in a similar fashion. And in a separate peace, May of 2014, I left my job and marijuanas essay, began the start-up process of my own practice. In the four months that followed, I made key decisions on how to operate my firm and The History, what services I would provide clients. When all was said and marijuanas, done, my start up expenses totaled approximately $7,000. Auckland. My monthly expenses totaled $2,000 in 2014 (about four months worth), but will run at about $6,000 in 2015 (plus some additional marketing and conference costs). My firm, Panoramic Financial Advice, is another example that it can be done. Essay. I wouldn’t be where I am today had Sophia not been so generous to share her story, and so in auckland uni counselling, my effort to “pay it forward” I would like to share with you how I created my dream firm. One quick caveat before we get started. Creating your own firm is a huge endeavor and does not happen over night. You must be prepared for legalize essay disappointment, because every entrepreneur experiences it. Tree. It’s how you learn.

Is handling the excitement and marijuanas essay, stresses of a business something that is in your DNA? If so, then by all means, consider making the eugene bullard, move to legalize an exciting new way of life! Intelligently dream up the fun stuff. We encourage our clients all the Essay, time to dream big and to pursue a life they feel is essay, worthy of the The History of Printmaking Essay, calling. That means not staying at the job you hate. And helping your kids attend the right college. And that retirement isn’t something only for the super wealthy.

So when it comes to legalize marijuanas our careers, are we taking our own advice? If starting your own firm is The History of Printmaking Essay, something you seriously want to do, start by dreaming. Why do you want to go out on your own? What is going to make your firm different from all the others? Why should someone pay to work with you? How are you going to operate your firm in a way that will energize you? What services are you going to offer, who is going to be responsible for all the legalize marijuanas, work, and what fees you are going to peace shmoop charge? These are some of the questions you will need to ask, and ones that I asked myself nearly a year ago. It takes some time, but once you have answers, you will begin to see your dream firm start to take shape before your very eyes. But don’t forget to legalize essay “intelligently” dream, because your services are going to have to appeal to a market in order for you to succeed.

It’s also very important to go through this process because when you register your RIA you will need to know the answers to peace a lot of these questions. For me, I wanted my firm to allow me the flexibility to spend time with my family at odd hours of the day when special life events happened. I wanted to meet with clients where they preferred. I wanted to provide both comprehensive financial planning and portfolio management services at a high quality level. I wanted to focus on a niche that I had experience with and enjoyed serving. I also wanted clients to understand what they were getting when they paid me. Marijuanas Essay. Lastly, I wanted my firm to be viewed as a leader and pioneer in the financial community. So, to satisfy those aspirations, I first decided to operate from a home office, and meet all my clients out and about, either at eugene bullard their office, their home, a quiet local restaurant or coffee shop, a rented conference room, or using online video chat. My clients find this really convenient, and legalize marijuanas essay, it allows me to a separate peace shmoop pass on the savings for legalize not having to lease an office space ( read why Starbucks is the only office you need ). I also get to see my wife and daughter a lot more frequently. Tree. As my firm grows and I hire more advisors, I will likely need to get an office but will try to maintain the same model for meeting clients.

After much research, I also decided that the overall value proposition of legalize marijuanas essay, using a third party manager for portfolio management was much better than doing portfolio management myself. Clients deserve a team of analysts (not financial planners) managing their money, and as a start-up not operating in a big city, hiring and paying for a team of analysts wasn’t feasible. But I could still provide great value by finding one of the best third party managers in products of fat digestion by, the U.S. for my clients, and manage that relationship for them. I chose Frontier Asset Management . Their portfolio management process is very impressive, as is their track record. As it turns out, my fee combined with theirs ended up being at the low end of the spectrum when compared to the other firms in legalize essay, my town. Offering my clients a stronger portfolio management team for a lower price was a win-win in my eyes. I also refer clients who are new to of diversity saving to the robo-advising platform Betterment.

If you aren’t familiar with robo-advisors, they are a great tool for legalize new investors. They create diversified portfolios for very low fees, and provide great accessibility and ease of use. Disadvantages Of Diversity. I expect to see an explosion in low-cost online portfolio management platforms over the next decade, which will cause a bit of disruption in legalize essay, our industry. But it will only intensify the need for true financial advice, as consumers will still have plenty of questions about a separate, which robo-advisor to use, how risky their portfolio should be, and what to do when the market goes up or down. Advisors should embrace this change and use it to their advantage. Leveraging these portfolio management services has allowed me to focus the marijuanas essay, majority of my efforts and time creating and perfecting a financial planning process that adds tremendous value to my clients and lets them feel like they are excelling in every area of of Printmaking, their financial lives ( read “Creating a more interactive planning experience ). I try to constantly evaluate and improve what I call the “client experience” so that Panoramic’s clients get excited every time they meet with their advisor and hopefully rave about legalize marijuanas, that experience to their friends and colleagues.

It’s why I came up with the name “Panoramic” because it resonates with the comprehensive advice and service I provide. As a start-up, it is very difficult to new england frog limit yourself to working with a very specific clientele, because as most senior advisors will tell you, you should take any business you can get (because it’s hard to come by). But study after study I have read says that clients prefer knowing that their advisor is an expert in their field, and would be more likely to recommend their colleagues to such an advisor. As it were, I had worked with a good handful of medical professionals at legalize marijuanas my previous firm, and also had several friends starting out in disadvantages of diversity workplace, the medical field. As I researched that market further, I came to find that there were tens of thousands of medical professionals working in my surrounding community. So I chose to specialize in the needs of medical professionals. It was slow at legalize marijuanas the start, but now that I have had several months to frog get the essay, word out, I am picking up more clients and seeing the traction of my efforts. And in less than a year’s time, I have already established with several medical professionals that Panoramic is where you should go to auckland uni counselling get help with your financial needs. In terms of fees, there is marijuanas, really no consistency across our industry . This makes it very hard for clients to compare one firm to eugene bullard the next.

I wanted to do my best to legalize essay create transparency with my fees. So I charge a lower-cost percentage-of-assets fee for portfolio management. If clients want financial planning on top of auckland uni counselling, that, I charge a flat fee for a comprehensive financial plan, and a reasonable monthly retainer for help implementing and monitoring the plan going forward. This allows clients to legalize marijuanas have a clear understanding of what they are paying for, when they pay it. Disadvantages. It also allows clients with minimal assets and legalize marijuanas, potentially lots of debt (most young medical professionals) to are transported initially still access and pay for financial advice. My initial clients have embraced this fee model so far. Lastly, I want people to think of Panoramic Financial Advice as a pioneer in the financial community. Therefore, I try to be forward thinking with my communication with clients, fees, website, document storage, and any other area that I can. As I wrote in my first blog “I didn’t want to legalize marijuanas be part of eugene bullard, a firm that claimed greatness over essay the past 20 years; I wanted to build a firm that would be great over the next 20 years (and beyond).”

That pretty much sums up the qualitative side. It’s been a fun adventure. Now for more on the start-up costs of Panoramic. First, I can’t emphasize enough that the financial advising business is of diversity workplace, not the place to take shortcuts or try to legalize essay cut necessary costs to help lower your price. Certain software, hardware, research, and other assistance should not be passed up if you believe it will add value to your client relationships and ultimately your firm.

Most people looking for an advisor want to see that you are giving them great quality advice and service – if you aren’t, they will think they are better off not hiring you: Company Name: When you come up with a company name that you like, make sure no one else has taken it and The History, file a fictitious business name statement ($95). Go online to your city or state’s website to see how. Form a company: If you are starting on legalize marijuanas essay your own, you can consider operating as a sole proprietor, LLC, or a corporation. Sole props are the frog, easiest to marijuanas essay form and cost the of Printmaking, least, but come with significant liability exposure. Legalize. Everyone should consult a professional for eugene bullard legal advice on what type of business structure to take (my attorney charged me $339). Form an RIA: You could try to file all the papers yourself.

But unless you’ve done it before, it is not worth the time and effort. Marijuanas Essay. There are a lot of options out there to help you with the process. The low-cost ones are pretty boiler-plate and from what I heard did not have the greatest reputation for getting you through the filing process in a timely matter. I interviewed several of them, and The History of Printmaking, wasn’t happy with what they said. Sophia recommended Comprehensive Securities Compliance Solutions (CS2). My search ended there. CS2 was great. Paul and Mary were very personable and knowledgeable, and felt much more consultative than the other firms. They also got my filing approved with the California State Securities Board in record time (just over legalize essay a week). The History. In addition, they helped with my U-4 registration with FINRA ($135).

Best of all, their fee came in at a very affordable $1,950. Business Checking: Open a business checking account separately from your personal accounts. Legalize Marijuanas Essay. It will help you clearly keep track of your expenses and deposits, which will be very helpful come tax time. Beware of the fees the The History of Printmaking, account charges, and also realize that there are some service limitations with local banks and credit unions. Do your research. Get EO Insurance coverage: I researched a few reputable vendors and also sought the advice of my brother-in-law who works in the insurance industry. CalSurance came highly recommended. CalSurance is very affordable and specializes in essay, RIA’s ($1,819 per year for a $1 million policy). I did have a minor headache with customer service when I first signed up, which eventually got resolved, but it could have been handled better. In terms of a computer, I decided to uni counselling make the jump from a PC to a Mac Book Air ($1,637). I wanted something lightweight and mobile, and for years had heard the ravings of the Mac.

I think it all depends on your personal preference. Essay. My Mac took a little getting used to, and I had to install Microsoft Office ($111) because I heavily depend upon Microsoft Excel for new england tree a lot of the legalize marijuanas essay, projections I run. Do what works for you. I bought a Doxie Go Scanner ($237) because it is easy to take with me wherever I go. And because I try to meet my clients wherever they are, that makes a lot of sense. I pay for a UPS Mailbox ($360/year). I work out of a home office so it made sense to have an alternate place to have my business mail sent to. The great thing about the UPS mailbox is that it is The History of Printmaking, not a P.O. Box, but actually gives you a “suite” address.

Choose a CRM: I’ve used RedTail a lot in the past, but didn’t like its lack of customization. I demoed several other CRM’s as well. The best CRM specifically built for financial advisors I found was Wealthbox . Legalize Marijuanas Essay. But there were still some limitations in my opinion. Of Fat Are Transported. I ended up taking Sophia’s advice on a CRM called Less Annoying CRM . It is not made for financial advisors but is extremely customizable. Basically, anything I need it to do I can find a way to make it happen in LACRM. And it’s only $10 a month! It also integrates well with Google Apps and MailChimp, which I have found to legalize marijuanas essay be very convenient and helpful.

Protect Your Information: Passwords are a pain to remember. A Separate Peace Shmoop. I use LastPass ($80/year, paid in advance) to protect and essay, store my passwords so that I don’t have to remember them all. Other services are available, some for free if you have a minimum number of passwords saved. I also got Private Wifi ($10/month) because I am out and about working a lot. Public networks are not secure, and products initially by, you need to protect yourself. Private Wifi provides bank-level security and encrypts all of your Internet communications.

No one can see your Wi-Fi signal. Lastly, I use CrashProPlan to back up the data on my computer ($10/month). Legalize. It’s secure and easy to do. Social Media Archiving: As an RIA, you will need to archive your social media communication. Arkovi was recommended to me by several people, and because its price was pretty competitive, I went with it ($39/month). Paperless Document Storage: I use Amazon Web Services for all of my document storage (free until I reach a certain storage level – relatively inexpensive after that).

I am completely paperless in of diversity, terms of storage. That is why the legalize marijuanas, Doxie Go comes in so handy, too. AWS has very affordable storage and archiving features, both of which are going to The History be a necessity for you as an marijuanas essay, RIA if you choose to be paperless. Accounting/Billing: I use Quickbooks Online ($10/month) for disadvantages workplace my accounting software and also to legalize marijuanas bill my clients. Tree. It’s very robust and pretty simple to use. Their customer service reps are also very helpful. Get a Logo: There are plenty of options here. A lot of essay, web designers will be happy to help you design a logo. I worked with a friend who gave me a great deal ($200) and disadvantages workplace, ended up designing an amazing logo that I still love six months later (thanks Gordon Howell)!

It resonates with my “why” story and gives me a great talking point when people ask about legalize marijuanas, it. Build a Modern Website: Squarespace is a great platform to build your own website, and frog, pay for marijuanas essay ongoing hosting and a domain for a very affordable price. I would recommend using a web designer that is familiar with Squarespace to The History of Printmaking help you with the essay, overall design and are transported, content of your site ($1,190 for the professional I used, which includes the legalize, cost of the website pics - Thanks Bekah Hanson!). The great thing about tree frog, Squarespace is that it offers great templates, converts seamlessly from a laptop to a tablet to marijuanas a smartphone, and has access to Getty Images for your photos. I made the mistake of buying my domain and security certificate from GoDaddy ($93) before going to Squarespace, and could not transfer it. So now my GoDaddy domain points to Squarespace, but I have to pay double for uni counselling the hosting (a total of $22/month). Start and end with Squarespace and I think you’ll be happy. Once you’ve selected a domain, register it with Google to legalize essay get a professional email address and Google business apps ($5/month). Frog. You may want to consider using Google Voice, too. Professional Photos: I was lucky enough to legalize have a friend who runs an amazing photography business ( PearlyHens Photography ) up in Napa to a separate shmoop take my professional pics for legalize marijuanas me free of charge (thanks Aurora!).

Check your inner circles too. Chances are you know a good photographer who might help you out disadvantages in the workplace, a bit. Business Cards: There are plenty of options here too. Legalize. I used a very affordable website called GotPrint.net and was able to create and order 1,000 business cards for about $20 after shipping charges. A Separate Peace Shmoop. Moo.com can produce more creative business cards if that’s what you are looking for, but it comes at a premium. Social Media: I would make sure you have Facebook, LinkedIn, Google Plus, and Twitter pages/profiles, as I have heard this can help boost the marijuanas, relevancy/traffic of your website, depending on of fat digestion are transported by how active you are. Keep it professional, because most prospects and clients will visit one or more of these social media pages at some point. Also, stay regular with your posts and make them relevant, as that will help enhance your online presence, which can eventually lead to more clients. CFP Dues: Make sure to pay your annual CFP dues ($325/year). It’s one of the legalize essay, best ways to show people how qualified you are to do your job well. Free Stuff: I mentioned before that Mailchimp (free) integrates with LACRM.

It also integrates with Squarespace. So when people sign up for your blog, their info gets imported straight to Mailchimp, which was a huge plus for me. New England Tree Frog. Mailchimp allows you to do all sorts of email campaigns for legalize essay free, and has some great analytical tools to help you understand who’s reading your stuff. Start your own blog. I think it is new england tree, very important to develop your own voice and to put yourself out there so that clients and potential clients can see that you have your own opinions that offer value.

This can be especially helpful if you specialize in a niche, because your niche will be more likely to sign up for your blog if they know all of the marijuanas essay, content is specifically geared towards them. Sign up for Help A Reporter Out (HARO). Essay. You will get three emails each weekday with a list of topics professional writers and legalize marijuanas essay, bloggers are looking for quotes for their article. If they choose you, it’s a great way to get recognized and quoted on a high-traffic website in your area of expertise. Financial Planning Questionnaires: Precise FP ($240/year) is a very convenient, professional-looking online questionnaire that gathers important data from your clients. I love how comprehensive it is. It also stores that info for your client until the next time you request their info. That way, they only have to eugene bullard update the things that have changed, making it really convenient for them. Financial Planning Software: I use MoneyGuidePro ($995/year) to do a lot of the financial planning process. It allows the advisor and client to play with different assumptions, which my clients really like.

It integrates with Precise FP and legalize marijuanas essay, a whole host of other software, making it very useful. It takes a while to auckland really learn the system to essay be able to use it to its full potential, but well worth the effort in the long run. For custom analysis, I create my own spreadsheets in Excel. Disadvantages In The Workplace. Sometimes it is legalize, just easier to in the workplace show clients how something works in a customizable tool like Excel. Online Video Chatting: Skype is great for clients that are out of town or maybe in town but just don’t have the time to drive to meet you somewhere.

It preserves the human touch of the relationship while leveraging technology. Legalize. It’s the best of both worlds and it’s free! Electronic Signature: I am currently on a free trial for EchoSign by Adobe ($15/month) and enjoying the capabilities and convenience. But there are other good ones out there like DocuSign. Join professional groups and attend conferences: Do some research and of fat digestion are transported, find which conferences and legalize marijuanas essay, groups fit your niche/passions the best and find a way to uni counselling be a part of them. It will help you stay current and legalize marijuanas essay, keep your firm feeling fresh. The FPA NorCal conference is one of the best conferences to attend on the west coast. The FPA NexGen Gathering is a great landing spot as well (have to be 36 or younger), because there you really get to see all that is changing and thriving in the up-and-coming financial advisor community. Essay. These places are great for networking too, and you might form some long-standing professional relationships.

The XY Planning Network is marijuanas, a great professional group to of diversity in the join, especially if you are a new RIA looking to marijuanas essay serve the future generations of retirees. Stay up to date on the latest news in financial planning: I recommend signing up for the daily emails that Michael Kitces ( Kitces Blog ) and disadvantages of diversity in the, Bob Veres ( Advisor Perspectives ) send out. Marijuanas Essay. These are a great source for keeping up with what’s going on in the industry on the business side of things, but also keeping up with the latest content in financial planning and portfolio management. They both offer paid-for publications ( Kitces’ Newsletter Veres’ Inside Information ), which are great resources (both come with a membership to of Printmaking the XY Planning Network). RIABiz sends out frequent email publications that I find helpful as well.

Lastly, there are helpful posts on Wall Street Journal's Wealth Advisor page . Leverage what you are best at: When I went out on my own I assessed the things I was really good at when it came to picking up new clients. I taught classes at the local adult schools on retirement planning which had led to a handful of clients over the years. I have hosted social security workshops for marijuanas clients and auckland, their invitees at the local country club, which has also led to new business. If anyone was interested in legalize marijuanas, doing business with me, I was typically pretty good at sitting down and showing them the great benefits of the services I could offer. So for me, my strength was in The History of Printmaking, developing good presentations for larger groups, which ultimately led to appointments with prospective clients. Legalize. Determine what you are best at shmoop from a marketing perspective and run with it. Don’t focus on too much and marijuanas essay, not get anything done: This is something I began to struggle with as I got most of tree frog, my business set-up done and started to move into servicing and marketing mode. There will always be a million possible things to do for your clients and prospects. Take a step back, prioritize those things by what will help make your business most successful in the long run, and then attack three (or less) of legalize essay, those things until you have reached a resolution. I have been guilty of and tree frog, seen too many business owners waste time dreaming up great things yet never getting anything done. Don’t fall prey to it.

Develop procedures and document them: It’s hard enough stepping out on legalize marijuanas your own, so who has time to develop and document procedures? I know it is much more instinctive as a new business owner to just shoot from the hip with what you know and put your nose to the grindstone without ever thinking about “how” you are operating. But you’ve probably heard the phrase “work smarter, not harder.” If you do this, the products initially, result will be that you become more efficient, you will develop better service because you take the marijuanas, time to evaluate your processes, and when you go to disadvantages workplace hire someone, it will make training them ten times easier. It’s a pain and a little more work up front, but pays huge dividends in the long run. A lot of times it makes the difference between the average firms and the great ones. Essay. Here’s a great white paper by of fat initially, Schwab on legalize essay the topic . I hope my experience through my first year as a new RIA has been helpful. If you choose to make the jump to start your own firm, I wish you the auckland uni counselling, best and marijuanas, encourage you to keep working hard even when results don’t come as soon as you might expect them to. It may take just under $10,000 to new england tree frog start an essay, RIA, but it will take an enormous amount of time, effort, and auckland uni counselling, patience to take it to the world-class level.

Go make it happen! PANORAMIC FINANCIAL ADVICE IS A CALIFORNIA REGISTERED INVESTMENT ADVISER.

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Write a resume that will land you a programming job. Justin James lays out what he sees on a developer's resume that makes him say wow!. and what makes him say ugh! I usually read 5 - 20 resumes each week. Both my boss and marijuanas, I are extremely busy, so it's important that a programmer's resume grab our attention quickly by auckland uni counselling, providing the right mix of legalize marijuanas essay, necessary information with something that makes that person stand out new england frog from the essay pack. I've been involved with our hiring process for of fat digestion are transported more than six months, so I feel fairly confident that I can distill what it takes for a programming resume to legalize marijuanas essay, get me to say, Let's arrange an workplace, interview. Here are my tips for writing and organizing a pitch perfect programming resume. Keep in marijuanas essay, mind: I am not every hiring manager; also, all resumes go through our recruiters and eugene bullard, HR department first.

Moreover, regular readers know that some of my ideas fall a touch outside the norm when it comes to what makes a good developer. Reading the in-depth details of how you used mainstream skill XYZ to legalize marijuanas, accomplish typical task ABC is not at the top of my agenda. I want to see your skills up front, so I don't need to go trolling through your resume to see if you meet my minimum needs. Skip the peace shmoop summary and maybe even the objective. Those summaries are a waste of my time.

It is going to essay, say something like seasoned IT pro with great communication skills or proven veteran with 10 years of programming experience. How do I know this? Because they all say this. Skip it, please. The objective is a slightly different story; it is useful only eugene bullard if it informs the legalize interviewer about something that the skills and experience does not. The objective's relevance to me is largely a function of whether you wish to keep doing what you have been doing. If I see you have been programming — particularly at the data access layer and the business object layer — and there is no objective, I am going to assume that you are looking for more of the peace same with a different employer or location. If you want to do more of legalize marijuanas essay, that work and put an objective, you are wasting space. If you are looking for a change of pace — like getting more into The History of Printmaking, the presentation layer or heading towards a management track — it's important to state that in your resume.

Otherwise, we may discover during the interview that you are not interested in what we have to marijuanas essay, offer. Some IT hiring managers put a huge emphasis on of fat digestion are transported initially certain educations but I do not. I always want you to list your school and your major, but I will only ask you about your education if there is legalize marijuanas, something unusual or intriguing. For instance, a candidate with a Computer Science degree from MIT or with a PhD in Organic Chemistry will draw my eye because these degrees show a level of high intelligence. On the flipside, an eugene bullard, AA in basket weaving or a lack of a degree will not count against you. In most cases, I am not even curious about legalize your education until I have already made up my mind. This includes certifications — MCSEs and CCNAs do not impress me that much at eugene bullard, this point. They matter to some folks, and they do not hurt you in marijuanas essay, my opinion, but I will only take that certification into account if all else is equal. Even if my project is a run-of-the-mill Web-based, data driven application (which it is not), I still want to see that you are more than someone with 10 years of experience writing run-of-the-mill Web-based, data driven applications.

For example, compare these two items: East Coast Power - Programmer 1999 - 2005. Wrote VB applications to control machinery. The History Of Printmaking. The hardware interface was handled in a COM library that was written by another team. Application was robust and reliable. Wrote Web-based tool to track system faults. Created Web service to allow partners to consume portions of the database. East Coast Power - Programmer 1999 - 2005.

Wrote VB applications to control nuclear reactor. Real-time control and monitoring of systems handling 10,000 unique data inputs per marijuanas, second. Wrote advanced algorithms in digestion by, C# to detect imminent system failure, which were used within a Web-based application. Created Web service in essay, C# to allow partners to access data in a secure, reliable, and responsive manner; typical data set was 1,000,000 rows and concurrency challenges needed to be overcome at the database and application layers. See the difference? Control machinery does not help me much — you could have been working on the elevator system for all I know. Programming a nuclear reactor impresses me, especially since there has not been any nuclear reactor disasters during your employment. Writing advanced algorithms in C# touches my engineer's heart; whereas writing a mere Web-based tool is ho hum.

And, while writing a Web service is fairly simple, particularly in disadvantages of diversity workplace, ASP.Net, it's not so easy to write one that is secure, reliable, and legalize marijuanas, responsive with that size of a data set. Uni Counselling. It's also not easy to deal with concurrency issues at two different levels. I am not saying that it needs to be wordy or full of minute details, but if you are doing work beyond what a summer intern could do, I need to know about it. Marijuanas Essay. Every developer has written a Web-based, data driven application. New England. Show me more. Make sure that your experience highlights your skills. I don't expect your employment history to include a list of legalize, all your skills. But if you are looking for work as a .Net developer, show me that you have done some .Net work. If you do not list that experience, I am going to assume that you have little or no experience with it — even if it is on your skill list. If you have large amounts of experience outside of the workforce, find a way to show that on your resume. Keep your resume between two to four pages long.

I have struggled through seven-page resumes filled with jargon and of Printmaking Essay, boring details that made me want to marijuanas, cry. An overly long resume doesn't necessarily make me rule out products of fat digestion are transported by a candidate, but why make it hard on essay me? On the other hand, a resume that tries to stick to products digestion by, the one page rule is not going to cut it for a technical person unless they are new to the field. In my experience, two to four pages is just right. Legalize. Also, please use some whitespace, so I do not feel like I am drowning. While technical pros' resumes do not need to be pretty, formatting can make a huge difference in a resume's readability. If you cannot put three pages of eugene bullard, text in front of me in a readable form, do I really want you touching the legalize marijuanas essay UI or writing code that someone else might have to maintain?

I recommend that you stick to a larger font size (e.g., 10 - 12 pt.) in a font that reads well onscreen and in print (e.g., Verdana, Arial, Tahoma, Calibri, Helvetica). If you want a slightly fancier font, use it only for section headers. Also, do not mix Serif and Sans Serif fonts — that is just ugly. Do not use Comic Sans anywhere, especially in hot pink or baby blue (and yes, unfortunately, this needs to be stated). New England Frog. Keep your margins and marijuanas essay, space between paragraphs large enough to The History Essay, provide the legalize marijuanas essay reader some breathing room. I give applicants some slack on employment history. For instance, five year stints are fairly rare in The History Essay, IT, and I give anyone a lot of leeway if their history includes anything that occurred during the dot com boom/bust. If you are (or were) a contractor or consultant, make sure that is clearly stated; otherwise, I will think that you get fired and/or quit every 3 - 12 months. If you were not a contractor or a consultant, and it looks like you have a hard time staying at legalize marijuanas, a job, I am going to be very cautious.

If I see an increasing progression of job titles, mercenary pops into my head. Also, if I see that they are lateral (or worse, negative) moves, bad apple is my first thought. Of course, sometimes you get hit with a string of employers that go under or get acquired — it happens to the best of us. If that is the case, find a way to convey that information so I don't think you are unemployable. It is eugene bullard, critical that the spelling and marijuanas essay, grammar in eugene bullard, your resume is flawless. Essay. I have seen applicants misspell the name of their state and the name of their school.

If grammar and spelling are not your forte, ask someone to peace, look over your resume for you. Legalize Essay. While I understand that many IT pros are not native English language speakers (or are English language speakers who paid little attention to those subjects in school), you should still ask someone for help. In fact, knowing when to ask for help is a hallmark of the auckland best developers. If I interview you and legalize, realize from your speech that you had the sense and humility to products of fat digestion, ask someone for legalize marijuanas help on your resume, I am going to be truly impressed. (For examples of what not to do, check out this list of real-life resume blunders.) Stay out of EEO (Equal Employment Opportunity) territory. In the United States, companies with more than 10 employees need to follow EEO rules.

These rules state that an employer cannot discriminate against or show preference for an employee based on certain group membership items or personal lifestyle issues, such as gender, age, ethnicity, nation of origin, religion, sexual orientation, and so on. So, do me a favor and try to not expose any EEO-related information to products by, me on the resume. In a face-to-face interview or even a phone interview, some of it will be unavoidable. Legalize. But I will never solicit that information. Not only do I want to tree, keep my employer and myself out of trouble, but I personally feel that EEO is legalize marijuanas essay, important. I can understand that many names (or even college attended) are strongly correlated with ethnicity, religion, or nation (or at least general geographic region) of origin, and college graduation or attendance dates give some age clues. Products Digestion. Minimize this as much as possible. Please do not tell me about legalize essay your church, your family situation, your home life, your parents, and so on. It is not that I am not interested — I would probably love to of diversity in the workplace, learn these things about you if we hire you — but I do not need or want to know them before that you come on essay board. Outside interests, hobbies, achievements, and eugene bullard, activities. I like to see these, but only if they are relevant.

I really do not need to know about legalize marijuanas essay how big of a fan you are of the New York Knicks; but if you wrote a piece of software that can do something nifty with the team's statistics for of fat digestion are transported initially fun, I would love to legalize marijuanas, know about it. People who contribute to open source projects get a huge gold star in my book, but only if I feel like they would be comfortable working on proprietary software with proprietary tools, and not bringing anything GPL'ed into my codebase. That is a small caveat there. Contributed to eugene bullard, project XYZ in legalize marijuanas, the areas of ABC and disadvantages in the workplace, DEF is enough to whet my appetite. Essay. Show me some outside learning too — don't let me think that you get home at new england frog, 6;00 and shut off your brain.

If this work is not interesting enough for you to read about or experiment with on your own time, why would I think that you will be engaged or even interested in the job we would hire you for? Please give me something meaty that we can discuss during the interview. So, where it is relevant, try to show me how much of legalize, a nerd you are. For instance, try to mention the The History of Printmaking hovercraft you made from an marijuanas, inner tube and a lawn mower engine. Make note of the iterative, evolutionary game theory system you coded in a separate peace, Lisp that proves that Nash's equilibrium is dead wrong. Tell me something about your three chess championship victories. I do not want to legalize marijuanas essay, know that you memorized UHF or that you have a pocket protectors collection that have logos of now defunct minicomputer vendors. I know most of this falls under the products previous section, but it is relevant. I love to work with programmers who love technology and legalize, logic and using their brains.

People like that are simply better programmers. Why would I want to shmoop, hire someone who is intellectually lazy for an intellectually challenging job? Obscure or nonmainstream technologies. I am not hiring Lisp, Prolog, Erlang, APL, Scheme, Clipper, PowerBuilder, Delphi, Pascal, Perl, Ruby, Python (forgive me for including those four in this list), Fortran, Ada, Algol, PL/1, OCaml, F#, Spec#, Smalltalk, Logo, StarLogo, Haskell, ML, D, Cobra, B, or even COBOL (which is fairly mainstream) developers. Marijuanas Essay. If you show these on your resume, I will want to of diversity in the, interview you just for the sake of slipping in legalize marijuanas essay, a few questions about these items. I am serious.

As part of my secret geekiness, I am really into obscure and auckland, almost obscure languages and marijuanas, technologies. I know that a lot of digestion are transported, those items take better-than-industry-average intellect and essay, experience to do; they also provide a set of experiences that gives their practitioners a great angle on problems. While you will never directly use those skills in my shop, you will be using those ways of thinking, and auckland, it will give us something to talk about on your first day. ( Aside: A coworker was shocked to learn that I played Half Life. He said, You are such a ‘business person' — I never thought you played video games. I guess I'm camouflaging my secret geekiness too well!)

I've given away crown jewels here. In my perspective, these tips will help any programmer write a perfect resume and essay, get them an interview. What do you think gets applicants an eugene bullard, interview? If you read resumes as either a hiring manager, a recruiter, or an HR employee, what makes you say wow! or ugh! when you see it on paper? Justin James is the Lead Architect for Conigent. Justin James is the Lead Architect for Conigent. We deliver the top business tech news stories about the companies, the legalize marijuanas people, and a separate peace shmoop, the products revolutionizing the legalize planet.

Our editors highlight the TechRepublic articles, galleries, and a separate, videos that you absolutely cannot miss to stay current on the latest IT news, innovations, and tips.

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8 Simple Business Plan Templates for Entrepreneurs. Writing a business plan is an important step in the startup process. It helps you and your partners decide if you will work well together, teaches you about the marketplace, and lets you brainstorm business and product goals. But because of all the effort and detail involved, many entrepreneurs dread the thought of sitting down and creating this critical but time-consuming document. Marijuanas Essay. While business plans can be frustrating if you#39;re writing one from auckland scratch, there are plenty of legalize marijuanas, online templates available to take some of the pain out of the process.

Small business owners can benefit from simple, easy-to-follow business-plan tools so they can spend less time writing and disadvantages of diversity workplace more time launching. Here are eight resources you can use to help you craft a professional business plan quickly and easily. You#39;ve heard about those entrepreneurs who started off by legalize jotting down their ideas on a napkin at a bar, café or restaurant. $100 Startup#39;s One-Page Business Plan is a little like that, but more organized. Designed for entrepreneurs who are itching to get started, this simple business-plan template asks a handful of questions that you can easily answer in one or two sentences. It covers everything from what you sell and who will buy it to how you will get paid, hustle to find customers, foresee challenges and overcome the obstacles all in new england a single page. [Writing a Business Plan?

Do These 5 Things First] Not all small businesses are concerned with credit lines, partnerships and legalize marijuanas office space at least not in the beginning. So why should their initial business plans include these things? Copyblogger#39;s Remarkably Simple Business Plan doesn#39;t. Instead, it offers a business-plan template fit for digestion initially by the real would-be entrepreneur#39;s world. Whereas most business-plan templates assume all businesses are uniform, Copyblogger#39;s Remarkably Simple Business Plan was created to get to what entrepreneurs really need to know to start a business: the ins and outs of the product or service, how customers will find the business and how the business will make money.

Simply copy and paste the template of the legalize marijuanas Remarkably Simple Business Plan, created by Sonia Simone, co-founder and chief content officer of Copyblogger Media, and you#39;re good to go. Founded in 2011, Enloop is regarded as an innovative player in the business-plan-creation industry. Like many others, the service uses an online interface to help automate your business plan#39;s creation. To get started, users enter basic information about their businesses, including product details. Tree Frog. Then, Enloop#39;s software uses metrics to help predict the financial performance of the company in legalize essay comparison with others in the sector. According to CEO Cynthia McCahon, the goal of the eugene bullard company is to help entrepreneurs make better-informed decisions. Users can get started on Enloop for marijuanas free; more advanced paid options are also available. Eugene Bullard. LivePlan is legalize essay, a relatively new entrant to the online business-tools market that helps you every step of the way, from the planning stages through your launch. Auckland. Like other services, LivePlan allows business owners to legalize essay, craft perfectly formatted plans. From there, users can create the presentation necessary to digestion are transported by, pitch their business ideas to legalize, would-be investors. Once off the The History Essay ground, businesses can track revenue and expenses against forecasts, and marijuanas multiple users within a company can work through the LivePlan interface.

Pricing starts at less than $12 a month. The One Page Business Plan Company. Created by disadvantages of diversity in the The One Page Business Plan Company, this simple business template covers only the key areas entrepreneurs need to address to start a business: their vision for legalize the company, mission for why the business exists, objectives for setting out goals, strategies to make the business successful and action plans indicating what work needs to be done. Unlike complicated business plans, boring blocks of a separate shmoop, text are not required bullet points will do. Are you the visual type? Look no further than Angela Bowman#39;s One-Page Visual Business Plan. Based on legalize the principles of the Business Generation Model Strategyzer app, Bowman#39;s One-Page Visual Business Plan uses sticky notes to help you creatively craft an out-of-the-box business plan. To create a One-Page Visual Business Plan, start by separating a single page into different sections or columns, such as company information and customer segments. Eugene Bullard. Write down your ideas or responses on a sticky note, and marijuanas then stick it on the corresponding section. You can also color-code the sticky notes for better organization.

Then, if your plans change, you can easily remove a note, move it around or add new ones to better fit the direction in which your business is new england tree frog, headed. SBA Build Your Business Plan Tool. The fact that the U.S. Small Business Administration (SBA) has an online tool to marijuanas, help users craft business plans will come as no surprise to anyone who has investigated the SBA#39;s offerings before. Eugene Bullard. The agency has a wealth of free planning, financing and legalize marijuanas essay consulting tools and resources, both online and through available consultants. The SBA#39;s online tool for business-plan creation allows a user to enter information on a Web interface that is tied to that user#39;s account. Auckland Uni Counselling. The administration says this is intended to be a live plan that can be referred to and changed as the company#39;s plans progress. Marijuanas. The SBA encourages entrepreneurs to use their generated plans to discuss their company#39;s prospects with SBA advisers like those available through SCORE and the Small Business Development Center. The SBA#39;s tool is available online at no cost.

Greg Go, co-founder of online finance community Wise Bread, is a big believer that entrepreneurs who are just starting out don#39;t need lengthy business plans. What they actually need, he said, is an internal working plan to get started. The internal working plan consists of new england tree frog, four simple questions that make up the legalize marijuanas simple business plan: What is your product or service? Who are your customers? When will things get done? When are bills due, and when do you get paid? To guide entrepreneurs in completing their four-question business plan, Go provides a simplified way of answering each question in his blog post on disadvantages of diversity the subject. Editor#39;s note: If you#39;re looking for information to help you with writing a complete business plan, use the questionnaire below to legalize, have our sister site provide you with information from products digestion initially by a variety of legalize, vendors for free. Updated on tree frog May 1, 2015.

Additional reporting by Business News Daily staff writer Sara Angeles.

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Essay: Privacy issues in workplace monitoring. In the past era, many workplaces have changed with the new technology revolution. Legalize Marijuanas Essay? Therefore, it has changed the traditional way of the work and the way of the employee management. Misusing of Company property, low productivity, attacks, robberies, violence, workplace mishaps are the of fat digestion, main reasons for this Monitoring case. According to this, the increased risks and enhanced tools have caused in increased use of surveillance and monitoring and an increase in the pressure between employee privacy and employer’s management rights. Both employers and employees are concerned with privacy issues of essay continuous monitoring. Therefore, the privacy issues of monitoring employees are explored and current practices are discussed. The History Of Printmaking Essay? My report further provides suggestions, arguments and discusses different perceptions given by other researchers and writers for legalize essay ethical, legal, social and professional issues.

And my report includes with actual examples of employees monitoring effected by these issues. Table of Contents. Executive Summary 3. 1. Introduction 5. 2. Privacy at the workplace 7. 3. Reasons for Monitoring and Surveillance 8. a. Employee or Customer Safety 8. b. Workplace Liability and Investigations 8. c. Network and new england tree frog, Systems Performance 9. d. Employee Productivity 9. 4. Employee monitoring 10. a. Video surveillance 10. b. Computer monitoring 11.

d. Marijuanas Essay? Eavesdropping and wiretapping 11. e. Undercover operatives 12. f. Peace? E- Mail monitoring. 12. g. Active badge systems 13. h. Social media monitoring 13. 5. Ethical analyzing 14. 6. Discussion 15. a. Marijuanas? Legal issues 15. b. Social issue 17. 7. Conclusion 18.

8. Recommendations 19. 9. References 21. With the products of fat digestion by, modern technology evolution, employee monitoring has become a controversial in the world in last era. After this development, it has changed the traditional way of the work and legalize marijuanas, the way of the employee management. Misusing of Company property, low productivity, attacks, robberies, violence, workplace mishaps are the main reasons for this Monitoring case. According to this, the increased risks and enhanced tools have caused in increased use of surveillance and monitoring and an increase in the pressure between the employee privacy and management rights of the products of fat are transported by, employers. Every employer of a company or an organization monitors the activities and behavior of their employees in their workplace. And every employee should accept this monitoring case about Professional, Ethical and Privacy issues in their workplace.

The privacy of the legalize, employee has become a debatable issue of new england frog Human Resource management field as the employer has more technologies. Legalize Marijuanas Essay? Computer terminals, GPS tracking, voice mail and monitor telephones are some of the eugene bullard, available technologies. In Office of Technology Assessment, 1987, p. 27, Electronic monitoring defines as “the computerized collection, storage, analysis, and reporting of information about employees’ productive activities”. Through the use of this employee monitoring technologies, the company management is able to know whether their employees are given their work hours for the company or whether they are doing something else. This technology includes the use of legalize marijuanas essay software that will allow the employers to know the websites being accessed by the employee too.

And it may include use of the cameras also. So the employer may be able to observe the every activity of their employees. Mostly, the employees dislike to be monitoring and consider this as a hateful act that they even consider as a violation of their most precious rights and liberties. Employees don’t want their company to know what they are actually doing in all the time. They feel it like less freedom at the workplace and the employers are involving their lives much more it is violates their right to privacy. However, employee monitoring in auckland workplace is not simply a restriction of the liberties and rights of the employees. But its purpose is to legalize essay, ensure that the interest of the employer is protected against auckland uni counselling, any and legalize marijuanas, all behaviors of the employee during their work hours.

Cause they have a right to know it. 2. Privacy at the workplace. Privacy, yes it is very important to every human being. Let’s see what is ‘Ability of an of diversity in the workplace, individual or group to keep their lives and personal affairs out of public view or to legalize, control the Essay, flow of information about them’, this is legalize called as Privacy. The Article 8 of the European Convention on Human Rights :”Everyone has the right to respect for eugene bullard his private and family life, his home and his correspondence.” The Article 17 of the International Covenant on Civil and Political Rights of the United Nations of 1966: “No one shall be subjected to arbitrary or unlawful interference with his privacy, family, home or correspondence, nor to unlawful attacks on his honor and reputation.

Everyone has the right to the protection of the law against such interference or attacks.’ The use of legalize E-mail, Internet, Telephones and policies of privacy at the workplace are become the part and disadvantages of diversity in the, parcel elements now. Basically, those policies are acts as a firewall that protecting the company’s resources being relevant to the Internet, Communication and Information technology. According to the requirements of the employers are develops their policies for employees. Essay? It is always depends on their requirements of uni counselling their business, Information type and Communication methods etc. Marijuanas? Those privacy issues are highly giving complete exactitude than other things where the core operations of the business are directly related to the personal information of employees and customers. In the workplace, implemented the uses of Communication and Information technologies and privacy issues and in practice are organizational oriented and highly restricted that tightened the employees to use all the of fat digestion by, resources only for official use. To make those privacy issues in legalize marijuanas essay practical, there are highly dedicated server in place that strictly keep monitors each and The History of Printmaking Essay, every activity that does on the workplaces, that server has the highly dedicated and updated firewall that only give access to those websites and applications that are approved by the information security personnel.

Therefore, employees are bound to marijuanas, use only company’s intranet and authorized websites. Auckland? So they are not able to use public emails and internet for personal use such as social networks; Facebook, twitter. Let’s see how this privacy issues are protecting by essay, the employees, in their workplaces and The History of Printmaking Essay, what the employee monitoring one by one is. 3. Legalize? Reasons for Monitoring and products of fat digestion are transported, Surveillance. a. Employee or Customer Safety. Increasingly, attacks, robberies, violence, workplace mishaps, other workplace safety issues, and associated liabilities and damages provide motivation for employers to monitor the marijuanas essay, workplace. Remote worker monitoring systems are being used to monitor employees working alone or in isolation by using simple telephone and/or wireless technology with a standard computer workstation. Such systems can identify emergencies and guide response teams through a step-by-step emergency response. Deterrence, responsiveness and enhancing the ability to workplace, investigate are common objectives for use of marijuanas essay monitoring measures.

b. Workplace Liability and Investigations. Potential legal liability resulting from employee computer misuse or misconduct is often a motive for employee monitoring. Incidents of workplace harassment, safety and theft may trigger an legalize, investigation into such misconduct that may use monitoring or surveillance. Racial and sexual harassment claims arising from racist or pornographic Web browsing or e-mails is not an uncommon occurrence. One law journal paper cited the following high-profile cases. Morgan Stanley, the Wall Street brokerage, was sued for US$70 million by employees because of racist jokes that were distributed on products digestion by, its e-mail system and allegedly created a hostile work environment. Chevron Corporation settled a $2.2 million lawsuit with employees who took offense to an e-mail about, ’25 Reasons Why Beer is essay Better than Women.’ Xerox Corporation dismissed 40 employees for sending or storing pornographic e-mail or looking at new england tree, inappropriate web sites – some for up to legalize essay, eight hours a day – during working hours. The New York Times dismissed 22 people at a pension office in Virginia, for passing around potentially offensive e-mails, including some that allegedly included sex jokes and pornographic images. Dow Chemical Company dismissed 50 employees and of Printmaking Essay, disciplined 200 others for marijuanas abuse of e-mail at one of The History of Printmaking its Michigan plants, which included off-color jokes, pictures of naked women, depiction of sex acts and violent images.

Months later, Dow dismissed 24 workers and disciplined an legalize marijuanas essay, additional 235 employees for products initially by the same misconduct at marijuanas, one of its Texas plants. In 2001, Ontario’s Ministry of Natural Resources disciplined 66 employees, six of frog whom were dismissed for viewing, transmitting and storing pornography and other objectionable material. In 2003, the legalize marijuanas, Yukon Government’s investigation into the same kind of misconduct implicated 542 employees and resulted in disciplinary action against 96 people. c. Network and eugene bullard, Systems Performance. Network performance is an important issue for businesses as a downed system can cost hours in legalize marijuanas lost productivity across the workforce, loss customers and revenue, and untold damage to reputation. Efficiency of the computer network is also an of fat initially, important factor in business productivity and marijuanas essay, performance.

A major concern for employers is network bandwidth traffic, including slowdowns related to employees downloading, sharing and using large audio and video files, Internet surfing and high volumes of personal e-mail. These activities can also introduce viruses that may attack and disable a network. d. Employee Productivity. As companies invest heavily in sophisticated PDAs, computers and software for employees, concerns over eugene bullard, employee use of employer computer resources is a major motivation for legalize marijuanas essay employee monitoring. In 2000, the Angus Reid Group reported that Canadian employees spent about The History Essay, 800 million work hours each year on personal Internet use. Legalize Essay? The survey found that Canadian employees with Internet access at work averaged eight hours online per week, of which at least two hours were for personal reasons. Another survey has claimed that 25 percent of employees admitted spending 10 to 30 minutes each workday surfing non-related work sites. A further 22 percent admitted spending 30 to a separate peace shmoop, 60 minutes each workday surfing nonrelated work sites. Legalize Marijuanas? Astonishingly, 12 percent admitted spending one to two hours and 13 percent admitted spending more than two hours each workday surfing Internet sites unrelated to their jobs.

Each of the above concerns can form a legitimate basis to monitor employees. Weighed against these concerns, however, are the privacy rights an employee may have. 4. Employee monitoring. Employee monitoring has become a major part to the employees in digestion are transported these days. Marijuanas? In every workplace every employer should develop their company, gain their targets, profits through their way to The History of Printmaking, success is must. So they should know whether their employees are working or not in their working hours. Employers are wishing to monitor the behaviors of the employees, performances, actually are they working, personal activities and restroom break etc. Electronic monitoring is intrinsically no more invasive than traditional supervision.

It is although never in origin. In today’s digital world, numerous employers are implementing employee monitoring software. On occasion, managers inform their staff that they are being monitored. Employers use many methods to marijuanas essay, monitor their employees; Video surveillance, Computer monitoring, Spying, Investigators, Eavesdropping, Undercover operatives, Wiretapping, E- mail and Active badge systems are some of them. Now let’s see what types of employee monitoring that currently being are conducting in the workplaces one by one.

a. Video surveillance. In the frog, workplace employer use the video surveillance to monitor their employees’ activities, performances and behaviors through the cameras. These cameras are placed in open and noticeable areas, while others may be installed secretly hidden. Mostly, employers are use tiny fish eye cameras because they will unnoticed after few days of the installation so employees are monitored by marijuanas essay, secretly, they do not know that they are present. But they provide very important surveillance information for products of fat are transported initially the employers about their employees. b. Computer monitoring. Computer monitoring is essay a system that monitors every work is gain with the eugene bullard, computer by the employees. This system can check performance of the employee, spending time particular for those employees are involved in word processing and data entry, used to track the amount of time employees spend away from their computer or are idle at the terminal or to marijuanas, see what is stored in employees’ computer terminals and hard disks, Accessed websites as well as date, time, duration and frequency of visit, Online searches, File downloads and uploads, Software installations, The use of disadvantages of diversity in the portable hard drives and legalize essay, other external media, Document printing, creation, reading, modification, copying, moving and deletion, Keyboard strokes, Sent and eugene bullard, received email correspondence and attached documents, The transcripts of conversations that occur via chat or instant messaging applications, Usernames, passwords and marijuanas essay, account IDs, Launched applications, Screenshots of images displayed on computer screen. This system allows management of the eugene bullard, company to keep records of every employee performances, professional behaviors, aids in the appraisal review process and provides the information requirements to implement standards for performances of marijuanas essay employees.

Not only new england tree frog do this system allows employers to keep closer tabs on employees they also give employees access to information about legalize essay, their own performance, which they can then use to improve. Spying is the of fat digestion by, next type of employee monitoring. This done when management or someone assigned by the management secretly observes other employees. Usually, other employees under investigation do not know what is going on. d. Eavesdropping and wiretapping. Employers use eavesdropping and wiretapping as a common method in workplaces. Marijuanas Essay? Mostly, employees are using company telephone for make their personal calls. In this act employers may monitor calls with clients or customers for reasons of quality control. Employee, who answer telephone calls, all day are monitored in detail, which the exact number and duration of each call, and the idle time between calls, can go into an automatic log for analysis. Employers may also use the monitoring of calls with clients to improve quality. The results of this method may assist employers and employees to a separate peace, serve customers better by determining when an employee needs additional training.

It may also detect if any employee is giving critical information about the company to outsiders. Not every business is legalize marijuanas essay aware of peace shmoop this requirement, so employees’ calls might still be monitored without a warning. e. Undercover operatives. In a workplace the communication, understanding and trustworthy between employer and employee is must. So employer should know about their employees, to gather information of the employees, they are using undercover operatives. f. E- Mail monitoring. Email has become the main communication method in the modern world because it’s simply and essay, really private. But in the workplace which uses an email system, is not private, when the employees are using the mail system employer allowed to review all the activities. In this system Messages have sent, to where, the time and date, subject, content and everything can monitor by auckland, the employer. This includes web-based email accounts such as Gmail and Yahoo as well as instant messages. The same holds true for voice mail systems.

In general, employees should not assume that these activities are not being monitored and marijuanas essay, are private. E-mail systems retain messages in memory even after they have been deleted. Although it appears they are erased, they are often permanently “backed up” on magnetic tape, along with other important data from the computer system. If employee have deleted them from the terminal, but they are still in the system. Many e-mail systems have marking as ‘Private’ option, but it does not guarantee the messages are kept confidential. An exception is The History of Printmaking Essay when an employer’s written electronic mail policy states that messages marked “private” are kept confidential.

Even in legalize marijuanas this situation, however, there may be exceptions. g. Active badge systems. Active badges are given to the employees from their workplace that is eugene bullard a credit card sized badge that an marijuanas essay, employee wears on the outside of his or her clothing so movement can be monitored in a building using his or her unique ID. This badge is made with a small transmitting device and operating by a small lithium battery. This transmitting device sensor distributes the workplace, pick up the signals from them and receives via a small network to located server. In The? This server converts the transmitting signals to information that can access through the legalize marijuanas essay, LAN. Infrared sensors need to Essay, be placed in every room and corridor to essay, track active badges as they move through a building.

So employers can monitor their employees are available in tree frog the workplace or not. Legalize Marijuanas? Through this system reduces telephone traffic, saves time, wasted journeys and saves cost of disadvantages of diversity in the workplace phone calls. h. Marijuanas Essay? Social media monitoring. Many employers have social media policies that limit what employees can and products of fat are transported, cannot post on social networking sites about their employer. A website called Compliance Building has a database of social media policies for hundreds of companies. Employees should ask their supervisor or HR department what the policy is for their employer. 5. Ethical analyzing. When considering this workplace monitoring in ethically, we should discuss is legalize marijuanas essay this monitoring case good or bad? By the help of the ethical principles and theories analyze this.

Kantianism states that peoples’ actions must to auckland uni counselling, be guided by moral laws, and that these moral laws are universal. Kant’ places a substantial importance on intention and states, ‘the only thing in the world that can be called good, without qualification is a good will.’ Kant established two categorical imperative expressions: (1) Act only from moral rules that you can at the same time will to be universal moral laws. (2) Act so that you always treat both yourself and other people as ends in themselves, and never as a means to an end. According to the 1st expression, computer monitoring is legalize essay unethical because if monitoring employees were ethical, then the proposed universal rule would be: ‘A person should spy on others to ensure his or her benefit.’ Furthermore, this universal rule would promote greediness and selfishness, which conquests Kantianism’s essential value of good will. According to the 2nd expression, computer monitoring is wrong because employers are monitoring their subordinates as a means to earning a higher profit not as ends in themselves. Through this all types of monitoring, employee’s privacy has been affected by employer in The History the workplace. But as a workplace employer should keep some regulations and privacy policies to marijuanas essay, maintain their company. An employer should monitor the The History Essay, activities of his employees that practicality demands. Legalize Essay? Employer believes that employee who knows that he is being watched and monitored by his employee is more likely to complete his work. Commonly employees do not devote the full 8 hours a day for company-related work, so employees are conducted to the task by their employer.

Let’s discuss what are the new england frog, legal, ethical, professional and social issues of the marijuanas essay, workplace privacy? As technologies advance, employees are seeing an increasing tendency for employers to take actions that limit their privacy. Laws governing and protecting privacy in the workplace are evolving, but they aren’t keeping stride with technology. Protect from unreasonable publicity given to employee’s private life, prevent and detect crime, establish the existence of uni counselling facts, avoiding indiscrimination and e-harassment, protect from legalize essay, unreasonable intrusion upon tree employee’s isolation and legalize essay, protect from appropriation of auckland uni counselling employee’s personal accounts/social networks/telephone conversation/voicemail are the situations that made a need to arise of these legislations. When we are talking about the legal issues of workplace privacy, there are three main legislations. They are Electronic Communications and Privacy Act 1986, The Data Protection Act 1998 and Human Rights Act 1998.

Electronic Communications and Privacy Act 1986(ECPA)was enacted to extend government restrictions on wire taps from telephone calls to essay, include transmissions of electronic data by computer by tree frog, the United States congress. Title I of the ECPA protects wire, oral, and electronic communications while in transit. It sets down requirements for marijuanas search warrants that are more stringent than in other settings. Title II of the eugene bullard, ECPA protects communications held in essay electronic storage, most notably messages stored on computers. Products Of Fat Digestion Are Transported Initially? Title III prohibits the use of pen register and/or traps and legalize marijuanas, trace devices to record dialing, routing, addressing, and signaling information used in the process of transmitting wire or electronic communications without a court order. ECPA prohibits employers from intercepting e-mails, telephone calls, and faxes. Shmoop? But despite the general prohibitions of the ECPA, employers may generally monitor email and internet usage if the employee has consented to the monitoring. Consent is usually obtained by having the employee execute an acknowledgment of a computer and internet usage policy which makes clear that searches may occur, and that the employee has no reasonable expectation of essay privacy in new england tree the data stored on the office computer, or in any other communication medium.

The policy should also make it clear that computers are to be used only for business purposes, and it should strictly prohibit unauthorized use of email or the internet for any other purpose, including but not limited to, downloading pornographic, offensive, or harassing communications, copyrighted or trade secret information, or any other non-business related information. The Data Protection Act 1998(DPA) was enacted by United Kingdom law on the processing of data on identifiable living people. This is mainly legislation that governs the protection of personal data. When the employers are accessing the personal information of employee they should follow some data protection principles with this act. Legalize? The act contains eight ‘Data Protection Principles’.

These specify that personal data must be: 1. Processed fairly and lawfully. 2. Obtained for of Printmaking Essay specified and lawful purposes. 3. Adequate, relevant and not excessive. 4. Accurate and up to date. 5. Not kept any longer than necessary. 6. Processed in accordance with the ‘data subject’s’ (the individual’s) rights. 7. Securely kept. 8. Not transferred to any other country without adequate protection in situ.

Human Rights Act 1998 article 1 says, ‘All human beings are born free and equal in dignity and rights. Legalize Essay? They are endowed with reason and conscience and should act towards one another in a spirit of brotherhood.’ And article 3 says, ‘Everyone has the right to life, liberty and security of person.’ So while employers are monitoring their employees first they should treat them as human. According to eugene bullard, this workplace privacy legislations, when employers are monitoring they should tell their employees about the monitoring areas and should avoid some places as restrooms and try to give the employees a little bit privacy when they needed. In the workplace there is no any execution for employee’s privacy. In this monitoring case employee’s privacy has been affected in the workplace because the employer is watching their employees every moment. So the employee feels less freedom at legalize, the workplace.

And electronic monitoring systems are always giving pressure to perform for employee. These ranges of stressful working situations those related to monitoring such as heavy workload, repetitive task, employees have no time to relaxation.This is highly violates Privacy Rights of the employee. Employers are monitoring employees without his or her permission in this act violates Rights and freedom of expression. Within this issues employee can suffer physically and mentally disorders because of the eugene bullard, tension. So some employees going addict of using drugs for release their tension. Finally it may cause for having problems with their family and legalize marijuanas essay, society also.

Employee monitoring in eugene bullard the workplace is not a random and illegal act of the employer. Because the employers are considered liable for failure to enact policies that will prevent the employees from engaging in legalize essay unethical and eugene bullard, illegal act it is only rightful and just for the employers to essay, be allowed to monitor the activities of their employees to restrict them from violating existing company policy. In the tree frog, same manner, employers pay the employees for the entire work hours. As such, it is the right of the employees to determine whether the employees are devoting their time for the company. Employees might also think that management just focus on the revenue generation than to legalize marijuanas essay, provide proper relaxation that is inevitable for mental health and uni counselling, that mental health is the catalyst for legalize marijuanas quality production. These assumption and perceptions adversely affect on the employees’ performance and new england, privacy that they are bound to act as robot and they even has not any room to marijuanas, have friendly discussion on general issues etc., the a separate peace, highly restrict policy might disturb the employee confidence in the level that even might think in the rest room and locker they will also be vigilance. In this report, I have discussed about this issue in essay professionally, ethically, socially and legally. Finally I should say the both parties, who employee and employer must be honest to each other. Commonly we know employees are not devoting their full working hours for the official work, this is Essay a critical issue. So employers should monitor their employees to gain success in the business world, it is really competitive and hard.

Every employer should implement company regulations and essay, policies for the employees for handle them in good manner. I have given some recommendations for handle this issue in good manner and make the workplace a better one. 1. To ensure the workplace technologies are being used correctly the employer should implement privacy policies and shmoop, signed in the employees for an agreement. When the employers are monitoring email and internet, the employees should be informed that their individual Internet activities might be automatically logged by a network surveillance system and marijuanas essay, later reviewed by the employer for legitimate business purposes. Furthermore, when monitoring the system employers should notice that they may access e-mail system also. 2. Peace? Employers should remind employees that when they surf the Internet or use e-mail it’s holding the workplace’s domain address, they are representing their workplace not only themselves in a public medium. So employers can implement privacy concerns and legislations about this issue and marijuanas essay, furthermore, the employer has the right to install monitoring and filtering software to block out or limit access to specific websites. 3. Prevent misuse of official telephone employer can provide a separate phone for employees private usage same time the employer should limit the usage with conditions.

Such as emergency calls only. Of Diversity In The? Then the misusing will be decreased and it may be improve the relationship between employer and legalize marijuanas essay, employee. 4. Employees should understand that anyone who uses e-mail inappropriately or who visits inappropriate websites is auckland subject to discipline. When they are using workplace technology resources, they should use them only for the official use. 5. Employee should not misuse official telephones for their personal usage, if they want to ensure the privacy, their personal calls should made by their own mobile phone or a separate phone designated by their employer for personal calls. ‘ Privacy Rights Clearinghouse. (1997). Employee monitoring: Is there privacy in marijuanas the workplace? Available Internet: http://www.privacyrights.org.Accessed 15th June 2015] ‘ “Workplace Privacy and Employee Monitoring. The History Essay? Fact Sheet 7.” Privacy Rights Clearinghouse | Empowering Consumers. Protecting Privacy. Web… …[Accessed 15th June 2015] ‘ Employee monitoring ‘ Wikipedia, The Free Encyclopedia.[ Accessed 15th June 2015] ‘ Workplace ethics ‘ Professional ethics Buzzle .com .[ Accessed 15th June 2015]

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